An orthopedic surgeon who suffered serious injuries in a Jet Ski accident has won his battle with an insurance company for disability benefits now that a federal judge has ruled that the insurer was unfairly punishing the doctor for attempting to return to work.

In his 25-page opinion in Kaelin v. Tenet Employee Benefit Plan, Senior U.S. District Judge William H. Yohn Jr. found that Reliance Standard Life Insurance Co. “acted arbitrarily and capriciously” when it denied benefits to Charles R. Kaelin.

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