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Everybody owns some type of tangible physical asset. Something made of metal for instance, such as an automobile. Imagine that you don’t own just any old car, but a restored Shelby Cobra, a true American classic. You obtained the car “pre-owned,” at a bargain price, and then obliterated any savings made on the purchase by pouring significant dollars into the car’s restoration. You love this car and derive great pleasure from it, having handpicked the model based on your extensive knowledge of cars and desire for the absolute best. You routinely show the car in vintage automobile shows and even occasionally race it, although you mainly use the car for pleasure.

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