Gerald Schrager was upset. It was September 1997 and he had just learned that the financial trustee of an ailing, rich, old, client from Blairstown had purchased a Mercedes-Benz S-320.

Why would the client, 88-year-old Laura Niles, need a $70,000 car while recuperating from a stroke at the home of a New York relative? She certainly wasn’t going out for a spin.

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