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To Die With or Without an IRA, That Is the Question If you incorporate estate planning into financial planning, the answer, for now, is without By James L. Capobianco S-4 Take It to the Bank There is nothing quite as reassuring as having money in the bank By Daniel Tower S-6 Planning Your Financial Future in a Divorce Equitable distribution of future benefits requires the consideration and resolution of many factors By Kimberle Bruckno Moore and Richard Pollard S-8 IRS Issues Final Regulations for Retirement Plan Loans Significant provisions of the regulations are more liberal in their final form By Mark L. Silow S-11 Practicing Law in the Tri-State Area Can Be Taxing You could be subject to tax in New Jersey even if you don’t live here — and the state wants its money By Clarence G. Kehoe S-13 Don’t Let the Down Market Get You Down Gloomy headlines aside, these are very good times to invest in your future By Barry Glassman S-14 Historically Dangerous Time to Make Investments Geopolitical issues and an uncertain economy continue to drag the stock market down By Jack O’Hara S-15

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