Citing the insurance policy’s viral contamination exclusion, the U.S. Court of Appeals for the Eighth Circuit upheld the dismissal of a putative class action filed by a college that alleged its insurer wrongfully denied coverage for COVID-19 business interruption losses at its Missouri and Illinois campuses.

In a March 2 opinion, the appeals court concluded that plaintiff Lindenwood Female College’s policy with Zurich American Insurance Co. contained a viral contamination exclusion, which barred the plaintiff’s claims.