The North Carolina Court of Appeals has denied a defendant’s motion to amend a complaint as part of an insurance case, finding that allowing him to do so would materially prejudice the opposing party.

Plaintiff Richard Edwards’ house was destroyed in a fire in January 2020, according to the appeals court majority’s Aug. 2 opinion. Later, he contracted with an environmental company called Clean N Dry Inc. (CND) to provide remedial work to his home. However, Edwards’ insurer, State Farm, declared his property to be unsalvageable.