There are many crucial issues facing employers in 2005 and onwards. With changes in the retirement age, pension funds underperforming, discrimination laws, good health and resultant longevity, all of us are faced with working or remaining active well into our 70s. The question that we and generations to come need to ask ourselves is: “What will I be doing over this period?”. The answer may well be that we will all have several careers; that we will look at ‘work’ as just the part of our lives that provides an income, with maybe a pro bono element which is creative and of interest to us and allows us to pursue activities outside traditional working hours.

Further developments for employers to consider include: