When the clock strikes noon on Jan. 20, Richard Cordray’s job as the director of the Consumer Financial Protection Bureau will be in jeopardy.

With Republicans holding on to a narrow majority in the U.S. Senate, President Donald Trump will face an uphill battle in his self-described push to “dismantle” the Dodd-Frank Wall Street Reform and Consumer Protection Act. But Trump could implement immediate change at the top of the CFPB, depending on how aggressively he wields a recent appeals court ruling that gave the president more power to remove the bureau’s director.

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