I started representing banks in 1968. Back then, our three-lawyer general practice firm in Hempstead, N.Y., was general counsel to a 30-branch community bank, handling 100 percent of the bank’s legal work, and still able to carry on a general practice as well.

Fast forward 40-plus years. A firm of that size could not provide full service to a bank client today. I still represent banks, but as of counsel to a 175-lawyer firm that maintains practices in a broad range of areas that enable it to provide full service to bank clients.