In an insurance dispute, the Illinois First District Court of Appeals affirmed a judgment awarding a woman $176,356 after her husband replaced the diamond in her 3.57 carat engagement ring with a synthetic one, finding she was entitled coverage as an “innocent insured.”

In an April 22 opinion, authored by Judge Mary Ellen Coghlan, the appellate court affirmed the Cook County Circuit Court’s decision entering a judgment in favor of plaintiff Chrysoula Dana, who filed a complaint against Great Northern Insurance Co., for declaratory judgment and breach of contract after it denied coverage for the loss of her engagement ring diamond.