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By John Bonnie and Steve Rapp | March 20, 2024
The Georgia direct-action statutes still provide a narrow exception to the otherwise strident rule that direct actions by a claimant against an allegedly liable insured cannot be maintained until there is a judgment against the insured, and Georgia, therefore, remains in a reported minority of just four states allowing direct actions in any context.
10 minute read
By Linton Mann III and William T. Russell Jr. | March 19, 2024
The Court of Appeals recently clarified that insurance policies providing coverage for "direct physical loss or damage" to an insured's premises do not apply to business interruption losses sustained as a result of COVID-19 absent some actual, material alteration to those premises or a complete and persistent dispossession from the premises.
5 minute read
By Sandra Jones | March 18, 2024
SNTs are usually for the most vulnerable of structured settlement payees as a trusted means of asset protection. SNTs will receive the periodic payments directly from the annuity issuer, and the SNT trustees have a fiduciary duty to spend the trust situs for the benefit of each beneficiary.
8 minute read
By Dave Poston | March 12, 2024
In recent years, the world's most reputable and fastest-growing insurers are increasingly reviewing crisis communications and public relations recommendations as part of their overall coverage as another means to reduce overall risk—and rely less on legal counsel. Even if they don't have riders, endorsements or specific crisis policies, insurers are still providing guidance and encourage the use of such services.
8 minute read
By Michael A. Sirignano and Sean Gorton | March 7, 2024
The final two defendants in 'United States v. Pierre' pled guilty to charges stemming from their involvement in an insurance fraud scheme. Pending sentencing, the guilty pleas conclude a two-year prosecution that exposed a scheme to hijack New York's no-fault insurance system for personal profit.
9 minute read
By Trudy Knockless | March 6, 2024
The nation's No. 2 auto insurer has new legal team leadership for the first time since 2013.
2 minute read
By Mason Lawlor | March 6, 2024
The lawsuit, filed in California Superior Court for the County of Sacramento, raised California Insurance Code Sections 10113.71 and 10113.72, which require life insurers to comply with a 60-day grace period and provide proper notice before terminating a policy for nonpayment of premiums.
3 minute read
By Cheryl Miller | March 5, 2024
During oral arguments, the justices asked repeatedly why COVID-19 business losses should be covered by commercial property insurance policies.
3 minute read
By Mark A. Berman | March 4, 2024
Given the prevalence of spoofing, phishing, hacking and ransomware attacks, all businesses need to have appropriate cybersecurity insurance. But, will it cover you when the attack hits and for what? Sometimes yes, sometimes no and sometimes maybe!
11 minute read
By Daniel E. Cummins | February 29, 2024
On Jan. 29, the Pennsylvania Supreme Court issued its long-awaited and much anticipated decision in the regular use exclusion case of Rush v. Erie Insurance Exchange, and, in doing so, seemed to signal a possible continuing movement away from its previous penchant for advancing plaintiffs' causes in personal injury matters and toward a more reasoned, moderate approach to civil litigation questions of law.
7 minute read
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MELICK & PORTER, LLP PROMOTES CONNECTICUT PARTNERS HOLLY ROGERS, STEVEN BANKS, and ALEXANDER AHRENS