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New York Law Journal

Avoiding Usury: Determining the Maximum Interest That Can Be Legally Charged

Adam Leitman Bailey, Dov Treiman, and Danny Ramrattan discuss the limited applicability of usury defenses. They write: "In all, this area of the law is deceptively simple and the resolution of any case will require a close examination of the intricacies of the particular matter."
14 minute read

New York Law Journal

The Zebra Case: Can a Debtor in Default Sue for Patent Infringement?

As shown by the Zebra case, a plaintiff's status as a patent owner or a licensee plays a key role in the evaluation of the plaintiff's constitutional standing in a patent infringement case.
8 minute read

Connecticut Law Tribune

Judge Orders Sale of Infowars, Alex Jones' Media Platform

"The Connecticut families have always sought a fair and equitable distribution of Free Speech System's assets for all of the families, and today's decision is a significant step forward," Chris Mattei of Koskoff, Koskoff & Bieder, one of the attorneys for the Connecticut plaintiffs, said. "[Free Speech Systems] will now be sold at auction, meaning Alex Jones will no longer own or control the company he built. This brings the families closer to their goal of holding him accountable for the harm he has caused."
3 minute read

The Legal Intelligencer

Seventh Circuit Issues Seemingly Internally Inconsistent FCRA/FDCPA Decision

In its recent decision in Freeman v. Ocwen Loan Servicing, No. 23-2512, the U.S. Court of Appeals for the Seventh Circuit upheld a district court's dismissal of a borrower's Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) claims arising out of her mortgage servicer's erroneous reporting that her mortgage was in default.
9 minute read

New York Law Journal

About That Hedge: How Borrowers and Lenders Have Gotten Creative With Hedging Commercial Real Estate Loans in a Heightened Interest Rate Environment

"While real estate publications and practitioners have written ad nauseam about the impacts of high interest rates on the commercial real estate industry, this article focuses specifically on how borrowers and lenders have gotten creative in negotiating and structuring interest rate hedges (namely interest rate caps), or avoiding them altogether."
6 minute read

Delaware Business Court Insider

After Purdue Pharma, Boy Scout Plan Objectors Ask for Third Circuit Unwinding

Proponents of plans like the BSA's and Purdue Pharma's say they're the most efficient way to resolve tens of thousands of claims that would take significantly more time and resources to litigate separately in the tort system.
5 minute read

New York Law Journal

Enforcing Money Judgments Against Co-Op Apartments

Judgments may be enforced against any property interest of a judgment debtor, real or personal, tangible, or intangible, unless specifically exempted by law. Thus, co-op apartments, common in New York City, can be reached by a judgment creditor, but there are several issues counsel should consider.
7 minute read

The Legal Intelligencer

CFPB Proposes Ban on Medical Debt Credit Reporting

Approximately 15 million Americans have medical debt on their credit reports, according to Consumer Financial Protection Bureau (CFPB) estimates. This…
6 minute read

The Legal Intelligencer

Eleventh Circuit Issues Problematic FCRA Decision

The court created a new legal standard that appears to conflict with the FCRA and Congress's legislative intent when enacting it, and produced a holding that is at odds with the facts before it.
8 minute read

New York Law Journal

Lenders Blasted for 90-Day Notice (With One Saving Grace)

While lenders and servicers with New York portfolios should long have been exceptionally familiar with the requirement, such presumed awareness nonetheless seems to little diminish the constant—often fatal losses suffered.
9 minute read

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