An exclusion in a State Farm policy barring coverage for accidents that occur while giving rides in exchange for money is not voided by the Pennsylvania Ridesharing Arrangements Act because the driver was an independent contractor and not an employee of a rideshare operator, the state Superior Court has ruled.

In Harley v. Riders’ Club Cooperative, a three-judge panel of the appeals court upheld—and largely deferred to—a Montgomery County trial judge’s ruling that driver Paul Butler was not entitled to coverage for an accident that occurred while he was working for nonprofit rideshare operator Riders’ Club Cooperative (RCC).