Happy New Year! This greeting is often accompanied by excitement, celebration, maybe some bubbly, and if you are lucky, a kiss from a loved one. Entering the new year is an exciting time, filled with eager anticipation for what 2014 will bring. It is also a time of reflection, looking back on 2013 and what might have been. Somewhere between this reflection and anticipation is where we form our New Year’s resolutions, which are often focused on self-improvement, both personally and professionally.

For me, New Year’s resolutions have always been pretty standard: make more, spend less and get in better shape. While New Year’s resolutions are often easy to say, they are hard to actually accomplish without a plan. Controlling spending, for example, is impossible without developing and committing to a budget. Similarly, weight loss can be hard to accomplish without a strict diet and exercise schedule.