A hypertechnical distinction can rear its ugly head at any given time, even when a litigant has been prudent throughout, successfully navigating the confession of judgment rules for instance.

The Home Savings v. Irongate decision, handed down by the Pennsylvania Superior Court on April 8, is a stark reminder that judgment creditors must strictly adhere to every statutory mandate during the course of judgment enforcement, no matter how technical some of these requirements can be. Mortgagees and mortgagors alike would be remiss not to pay close attention to the analysis applied and the derived outcome in Irongate .