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Insurance law is surely an area of the civil law that occupies more than its fair share of the docket of the New York Court of Appeals. This past term, the court issued nine significant insurance law decisions, including one for which it heard reargument and vacated a unanimous—and highly controversial—ruling that it had issued near the end of its 2012-2013 term. In these rulings, almost every judge wrote either a majority or dissenting opinion and the nine cases generated 14 separate opinions, including an unusual number of dissenting opinions. Certain of the decisions were clear victories for insurance companies, while others favored policyholders.

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