• 4431, Inc. v. Cincinnati Ins. Co.

    Publication Date: 2020-12-21
    Practice Area: Insurance Law
    Industry: Food and Beverage | Insurance
    Court: U.S. District Court for Pennsylvania - Eastern
    Judge: District Judge Leeson
    Attorneys: For plaintiff:
    for defendant:

    Case Number: 20-1369

    The district court exercised jurisdiction over this matter wherein plaintiffs' breach of contract claim against their insurer was independent of their claim for declaratory relief, though it raised novel issues of state law, and found that plaintiffs were not entitled to insurance coverage for COVID-related business income losses given the lack of any direct "physical loss." The court granted defendants' motion to dismiss.