In this FC&S Litigation Watch, the policyholders' minor son drove drunk and crashed into a telephone pole, severely injuring his passenger. When the passenger sued the policyholders, they sought coverage under their auto, homeowners, and umbrella policies. The auto coverage had expired, and the insurer who issued the homeowners and umbrella policies denied the claim and refused to defend based on an exclusion for damages arising out of the use of an automobile.
Property & Casualty
February 19, 2024, 4:47 AM