The twin sister to environmental law is insurance. The two intertwined subject matters are akin to bread and butter; one is not as good without the other. An attorney who can handle one, but not the other, is fighting with one hand tied behind her back. It behooves the environmental practitioner to be fluent in both pursuits since insurance can serve the purpose of paying a client’s cleanup bills.

As Baby Boomer practitioners, many of us have been fortunate to participate in the development of environmental and related insurance coverage law in New Jersey over the last three decades. We have seen a number of dramatic developments in both fields. Moreover, as environmental laws expanded to impose broader liability on the regulated community, the availability of liability policies to pay for those costs also expanded.