A putative class action based on a collection letter’s alleged misinformation about the debt’s effects on credit rating is headed to discovery, thanks to a Newark federal judge’s ruling.

U.S. District Judge Kevin McNulty of the District of New Jersey said Tuesday that the “informational injury” alleged is sufficient for standing even in light of a more exacting standard set forth in the U.S. Supreme Court’s oft-cited Spokeo v. Robins decision from last year.