Gerald H. Baker authored the lead article in this special issue, and compiled the Verbal Threshold Citator, which can be found at page S-9. He is a certified trial attorney who regularly conducts seminars on automobile insurance, including the verbal threshold, UM/UIM coverage and PIP benefits for the New Jersey Institute for Continuing Legal Education, the New Jersey Association for Justice (formerly ATLA-NJ), the New Jersey State Bar Foundation and the New Jersey Law Journal.

He received his B.A. from Cornell University in 1964 and his J.D. from Yale Law School in 1967. He is a member of the bars of the states of New Jersey and New York. He is admitted to practice before the United States Supreme Court; the U. S. Circuit Courts of Appeal for the Second, Third and Fourth Circuits; and the U. S. District Courts for the District of New Jersey and the Southern and Eastern Districts of New York.

Baker represents plaintiffs in personal injury and wrongful death cases and is a member of the Million Dollar Advocates Forum. He is a member of the New Jersey State Bar Association, the New York State Bar Association, the American Bar Association and the Hudson County Bar Association. He serves on the board of governors of NJAJ and the board of trustees of the Hudson County Bar Association and the Hudson County Bar Foundation. He is a member of the NJSBA Legislative Committee and the chairman of the Special Committee on Automobile Reparations.

He has been honored with the ATLA-NJ Gold Medal, the NJSBA Distinguished Legislative and Amicus awards, the Trial Attorneys of New Jersey Trial Bar Award and the ICLE Alfred C. Clapp Laureate.

Baker was formerly a partner in the Hoboken law firm of Baker, Pedersen & Robbins and is currently counsel to Javerbaum Wurgaft Hicks Kahn Wikstrom & Sinins in Springfield, Newark, Freehold, Ridgewood, Elizabeth and Hoboken.