Khandelwal v. Zurich Ins. Co., A-2620-10T2; Appellate Division; opinion by Waugh, J.A.D.; decided and approved for publication May 29, 2012. Before Judges Cuff, Lihotz and Waugh. On appeal from the Law Division, Middlesex County, L-0850-09. [Sat below: Judge Hyland.] DDS No. 23-2-6426 [21 pp.]

Third-party defendant Lalitkumar Khandelwal, the husband of Swarnlata and the father of Shreya and Shruti, both minors, rented a car from Harvan Rentals Inc., d/b/a Budget Rent-A-Car of North Brunswick, for a family trip. The daily operations of the agency were contracted to MHL Rents, L.L.C., and Michael Lewis.