With the pandemic winding down and an end to the mortgage foreclosure moratoria in sight, there is the specter of a glut of new foreclosures to come. Unfortunately, New Jersey courts will face this onslaught with the most confusing, contradictory and inconsistent criterion for standing imaginable. Not surprisingly, New Jersey courts, having created the problem, are not interested in fixing it.

Standing has been the most contested issue in mortgage foreclosure actions in New Jersey since the Great Recession.