A lawyer was charged Thursday with fraudulently obtaining more than $9 million in Paycheck Protection Program loans on behalf of three businesses.

Jae H. Choi allegedly fabricated the existence of hundreds of employees, manipulated bank and tax records and falsified a driver’s license when he submitted applications to three different lenders on behalf of three businesses that purported to provide educational services, according to court documents. He was charged with three counts of bank fraud and one count of money laundering at an initial appearance before U.S. Magistrate Judge James Clark III of the District of New Jersey.