The U.S. Court of Appeals for the Third Circuit has affirmed a ruling that an insurance company is not obligated to pay $3.5 million from two life insurance policies in the name of a Time Warner lawyer who committed suicide.

Christine Arena ended her life at age 41 at her family’s home in Upper Montclair. Her husband, Gianfranco Arena, sued the RiverSource Life Insurance Co., claiming its policy exclusions for suicide should not apply because Christine Arena was taking psychotropic medications at the time of death that left her unable to understand the consequences of her actions or to form the requisite intent to kill herself.