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The U.S. Court of Appeals for the Third Circuit, affirming a decision by the U.S. District Court for the District of New Jersey, has rejected an appeal by an insured under a standard flood insurance policy (“SFIP”) where the insured failed to timely submit a “signed and sworn” proof of loss that included, among other things, the amount of money that he claimed under the policy, together with detailed information about the property and damages.

The Case