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Efforts are under way to bring much needed change to New Jersey’s “no fault” system under AICRA—the Automobile Insurance Cost Reduction Act, N.J.S.A. 39:6A-1, et. seq. The New Jersey State Legislature may soon consider Assembly Bill 1117 and Senate Bill 411. These bills offer greater protection to those injured in automobile accidents by respectively increasing minimum liability limits to $35,000 per person and $75,000 per accident, while imposing mandatory information disclosures on insurance carriers when an insured elects a medical expense limit of $15,000 as opposed to the standard $250,000.

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