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You hire a ridesharing service to take you from your house to a destination across town—could be work, could be an event, or it could be a friend’s house. During the trip, your driver gets distracted and sails into an intersection, not seeing the traffic light turn red, and an oncoming car hits the rear half of the vehicle you’re riding in. You suffer a broken leg and neck trauma, while your driver suffers only minor injuries. The driver of the other vehicle is sent to the hospital with neck and head injuries from the deployed air bag.

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