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In light of the recent Equifax cyber attack, New York’s top financial regulator, the New York State Department of Financial Services (DFS), has proposed a powerful new regulation (23 NYCRR §201) to regulate consumer credit reporting agencies. This expansion of authority comes as DFS, which does not currently regulate consumer credit reporting agencies, seeks to strengthen the protections offered by its first-in-the-nation Cybersecurity Regulation.

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