This is an action on a loan that has been brought by a bank headquartered in Utah, plaintiff American Express National Bank, against a company operating in Florida, defendant Pino Napoli Tile & Granite LLC, and the company’s registered agent in Arizona, defendant Phil Colbert. Plaintiff moves without opposition for default judgment. The motion is denied. DISCUSSION I. Whether Plaintiff Has Established Valid Service on Defendants A plaintiff seeking a default judgment must establish that it validly served defendant. (See CPLR 3215 [f].) Plaintiff has not demonstrated valid service in this action. Plaintiff served defendants in Arizona. (See NYSCEF Nos. 6, 7.) Plaintiff does not attempt to show that either defendant is domiciled in New York. As a result, absent consent by defendant, this method of service was valid only if this court has longarm personal jurisdiction over defendants under CPLR 302. (See CPLR 313.1) Plaintiff has not established either that defendants consented to service or that longarm jurisdiction exists. To show consent, plaintiff relies on a document entitled “Working Capital Terms from American Express Program and Loan Agreement.” (See NYSCEF No. 19 at 4 [client affidavit]; NYSCEF No. 20 [agreement].) That document does contain a consent to service in the form used by plaintiff. (See NYSCEF No. 20 at 11 §5.) But the document does not mention either of the defendants here by name, is not signed by them, and indeed has no signature page. (See generally id.) An affidavit submitted by plaintiff states in general terms that “Plaintiff provided to Defendant(s) a copy of the…[Agreement]…and Defendant(s) acknowledged acceptance of the Agreement via electronic signature.” (NYSCEF No. 19 at 4.) But plaintiff does not give any details about when or how it provided defendants with the agreement, when defendants acknowledged acceptance of the agreement, or how that signature was recorded. Nor, for that matter, does plaintiff provide an image or other record of the signature. Plaintiff also has not alleged any facts in its complaint, or submitted any evidence on this motion, that could give rise to longarm jurisdiction under CPLR 302. The complaint alleges that plaintiff is located in Utah, and that defendant Colbert lives in Arizona (where he was served). (See NYSCEF No. 1 at
