Many companies purchase crime insurance policies to cover risks and potential losses that may arise if they are victims of criminal activity. Often, that coverage protects against “Computer Fraud,” and a company justifiably might think that this insurance covers fraud through use of a computer. A company with a limited online presence may decide such coverage is sufficient.

But virtually every enterprise makes use of email, and using email for business operations exposes a company to losses that may not qualify as “Computer Fraud.”