A western New York man may sue for fraud for allegedly being told by a claims representative that his homeowner’s insurance policy would not cover property damage that was caused by the 5- to 7-foot snowfall in a November 2013 storm, a judge ruled.
Nicholas Kraatz did not file a claim based on the conversation he said he had with the USAA Casualty Insurance Co. claims representative 12 days after the record-setting storm in the Buffalo area. Kraatz also maintains that the representative told him that because of his high deductible—$8,040—it was probably not in his best interests to file a claim, Western District Judge Frank Geraci Jr. said.
