Deciding a case of first impression, the Second Circuit said that the Fair Debt Collection Practices Act allows consumers to orally challenge the validity of a debt after receiving a collection notice.
May 31, 2013 at 12:00 AM
1 minute read
A lawsuit alleging that the Fair Debt Collection Practices Act is violated by a collection notice requiring that any dispute of the debt be in writing has been restored by the U.S. Court of Appeals for the Second Circuit.
Deciding a case of first impression, the circuit said on May 29 that the act allows consumers to orally challenge the validity of a debt after receiving a collection notice.
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