Several recent appellate decisions have dealt with important issues pertaining to actions against insurance agents or brokers. We summarize below those recent decisions that set forth and apply well-settled general propositions of law regarding the duties of an insurance agent or broker to its customer/insured, and then focus specifically on an issue that appears to be somewhat unsettled, but is soon to be addressed by the Court of Appeals—the issue of the customer/insured’s duty to read the policy and its effect upon the agent’s or broker’s liability for failing to procure requested coverage.
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