A single couple sat in an otherwise empty Nassau County courtroom as a judicial hearing officer called name after name from a long list of homeowners facing default on their mortgages and marked “no appearance” on their files.
Since Sept. 1, 2008, state law has required lenders to submit specialized requests for judicial intervention when filing foreclosure summonses and complaints on one-to-four-family residences with a high-cost loan dating back to Jan. 1, 2003. Courts then notify property owners of their right to a resolution conference and provide details about legal service providers who can represent them.
