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Current market conditions have precipitated borrower defaults under many secured credit facilities, a circumstance that is obliging creditors to revitalize workout and enforcement skills that atrophied in the flush economy prevailing before the crash of 2008. Article 9 of the Uniform Commercial Code provides a suite of remedies in its Part 6.1 Today, we dust off and survey the fundamental remedies with respect to non-consumer collateral that Part 6 affords to secured parties where the collateral is pledged to secure a debt or other obligation2 and enforcement is not stayed under bankruptcy3 or other non-UCC law.

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