My original plan was to write a column about Item 19 of the FDD, and how to interpret this most critical item, and how to maximize getting good information when looking to buy a franchise. But like all my other plans for the month, this one needed to be changed in response to the COVID-19 pandemic.

While no one really knows when or how long the virus will be ravaging the planet, or how long it will take for things to get back to “normal,” as of this writing what we do know is that the market is a bear, there is no Madness, and the Green Jacket will be awarded at a later date. In other words, the world we lived in three weeks ago has changed dramatically—and for the foreseeable future.

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