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Andrea M. Alonso and Kevin G. Faley Andrea M. Alonso and Kevin G. Faley

In this new era of personal injury “nuclear verdicts” that far exceed policy limits, insurance companies are searching for protection. The underutilized offer of a “high-low” agreement provides that protection. A “high-low” agreement is in fact a conditional settlement. When a jury renders a verdict, this condition is triggered and the “high” or the “low” (or a number in between) becomes binding upon the parties and is considered a settlement.

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