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From left, Joshua Gold, shareholder and chair of cyber insurance recovery group; Finley Harckham, shareholder and chair of natural disaster recovery group; Rhonda Orin, managing partner, Washington, D.C. office; Robert Horkovich, managing shareholder (firm) and co-chair of insurance recovery group; Pamela Hans, managing shareholder, Philadelphia office; and William Passannante, shareholder and co-chair of insurance recovery group (Photo by David Handschuh) From left, Joshua Gold, shareholder and chair of cyber insurance recovery group; Finley Harckham, shareholder and chair of natural disaster recovery group; Rhonda Orin, managing partner, Washington, D.C. office; Robert Horkovich, managing shareholder (firm) and co-chair of insurance recovery group; Pamela Hans, managing shareholder, Philadelphia office; and William Passannante, shareholder and co-chair of insurance recovery group (Photo by David Handschuh/NYLJ)

What are some of the department’s most satisfying successes of the past year and why? We obtained decisions in trial and appellate courts that upheld vital allocation principles for policyholders seeking coverage for long-tail environmental and asbestos claims; clarified the limits of the pollution exclusion, e.g., that the exclusion applied only if the pollution was expected or intended by the policyholder, not by a successor; and rejected an insurance company’s attempt to claw back defense costs already advanced. We also aided via amicus an important  decision that found coverage under a crime policy for losses stemming from a phishing scam.

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