Insurance fraud is not only a New York problem, or even solely a northeast concern. Insurance fraud is prevalent across the country. In particular, no-fault insurance fraud can be found in every state with a significant no-fault insurance program.

State legislatures have adopted a wide variety of statutes in an effort to protect consumers and law-abiding businesses from fraud. A good example: unfair business practices laws, the provisions of which vary from state to state. Their application to no-fault insurance fraud varies as well.