This decision involves the issue of “whether a bank can establish its standing to foreclose on a reverse mortgage securing the repayment of a home equity line of credit by demonstrating that it was in possession of the original line of credit agreement, indorsed in blank, at the time this action was commenced” and “whether such a line of credit agreement constitutes a negotiable instrument as defined in section 3-104 of the Uniform Commercial Code.”

A defendant appealed, in an action to foreclose a mortgage, from a trial court order which, inter alia, granted the plaintiff summary judgment on its complaint against the defendant.