Photo: Diego M. Radzinschi/ALM

For the first year of the Trump presidency, the Consumer Financial Protection Bureau has been an island removed from the rest of federal government, with an independent, Obama-appointed director serving out a five-year term. Regardless of whether Director Richard Cordray runs for governor of Ohio, he will be out by mid-2018, giving Trump a chance to install a new leader who will likely be friendlier to the financial industry. Meanwhile, the constitutionality of the agency’s powerful single-director structure could stretch into the new year.

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