Experian has once again looked into its crystal ball and announced its data breach predictions for 2016. In its third annual Data Breach Industry Forecast, Experian makes five sobering predictions based on recent events and new and emerging trends. The upshot of the forecast is that today’s enterprises must remain more vigilant than ever and should update their data breach response plans in light of the evolving threat landscape.

Prediction 1: The EMV Chip and PIN Liability Shift Will Not Stop Payment Breaches