As with any shiny new internet phenomenon, law and policy hasn’t quite caught up to access monetary donations sent across states and nations at the touch of a button.

That became clear when lawyers stepped in to unravel what happened to the $400,000 raised by New Jersey couple Kate McClure and Mark D’Amico via a GoFundMe page for homeless veteran Johnny Bobbitt, who spent his last $20 and walked miles to get gas for McClure when she was stranded.