With daily headlines of falling property prices, stockmarket turmoil and rising energy prices, the need for sound financial planning is paramount. Pro-active tax planning and managing investments are an essential part of laying plans for the future.

Unfortunately, the typical partners’ approach to their financial planning is a last-minute mad rush accompanied by frustration at a loss of control and the mountains of incomprehensible paperwork. Yet all it takes is the disciplined application of a little common sense to put you back in the driving seat.