The vast majority of claims for noise-induced hearing loss come from heavy industry. The Health and Safety Executive (HSE) estimates that in the UK there are 170,000 people suffering deafness, tinnitus or other ear conditions due to exposure to excessive noise at work. As a result, it aims to eliminate new cases of occupational noise-induced hearing loss by 2030. Does this mean, then, that this type of claim is a dying breed? The likely increase of claims from the music and entertainment industry, combined with the growth of new technology such as iPods, would suggest not.
While hearing loss can be sustained by a very loud noise, such as an explosion, it is usually more gradual as exposure continues over a period of many years. By the time hearing loss is detected, it is usually too late, leaving insurance companies facing claims dating back decades. With employers being increasingly aware of their obligations to limit and monitor noise exposure, and with the HSE’s policy of education and enforcement, claims should reduce.
