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The consolidation of the Nordic financial services means that today there are six major banks in the region: Danske Bank; Nordea; Svenska Handelsbanken; SEB; Swedbank; and DnB NOR. This process has generated a considerable amount of work for corporate and competition lawyers in all of the jurisdictions involved. However, the market has now reached a stage where any further consolidation among these banks would be difficult to envisage, and the thwarted merger between SEB and Swedbank in 2001 was probably the final attempt at a major merger in a domestic market for the fore-seeable future. Even though the banking landscape appears to be stable, there is, nonetheless, considerable activity in the financial services sector.

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