Sometimes truisms are actually true. This year, however, clients are starting to ask different sorts of questions of their pension lawyers. HR directors and pension managers take it for granted that their pension lawyers can advise them about the latest views of the Occupational Pensions Regulatory Authority on unintentional breaches of this or that regulation – and there are a considerable number of regulations to breach.

They also take it for granted that their pension lawyers can help them fend off many of the more far-fetched complaints made to the Pensions Ombudsman. Whatever happened to the three-year limitation period that was supposed to be the rule, rather than the exception, governing the ombudsman’s jurisdiction?