• California's FAIR Plan Policy Isn't So Fair

    California's FAIR Plan Policy Isn't So Fair This week a California Court of Appeals overturned the District courts' decision that California FAIR Plan's policy of providing the cost of repairing a lower income fire-damaged home wasn't required, even though a similar loss in a wealthy neighborhood...

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  • Allstate Must Defend Husband of Insured after Shooting of his Wife's Lover

    Allstate Must Defend Husband of Insured after Shooting of his Wife's Lover This week, the U.S. Court of Appeals for the Eleventh Circuit ruled that if an intentional shooting is unforeseeable from the standpoint of the insured, the personal injury that results from that shooting should be...

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  • Dog Bite Statutes Part II—Definition of "Dangerous"

    Dog Bite Statutes Part II—Definition of "Dangerous" Dogs and dog bites have long been a concern among insurance personnel. Underwriting has to determine whether or not to write a policy when a dog is in the house, and claims adjusters have to settle claims when a bite has...

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  • Dog Bite Statutes Part III—Leash Laws

    Dog Bite Statutes Part III—Leash Laws Dogs and dog bites have long been a concern among insurance personnel. Underwriting has to determine whether or not to write a policy when a dog is in the house, and claims adjusters have to settle claims when a bite has occurred. Each state has...

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  • Dog Bite Statutes Part I—Liability Laws

    Dog Bite Statutes Part I—Liability Laws Dogs and dog bites have long been a concern among insurance personnel. Underwriting has to determine whether or not to write a policy when a dog is in the house, and claims adjusters have to settle claims when a bite has occurred. Each state has...

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  • The Truth about Dangerous Dogs

    The Truth about Dangerous Dogs Anytime dogs and insurance are mentioned together, everyone is all ears. Aside from the fact that millions of people own and love dogs, there are many people afraid of dogs or who have had bad encounters with various house pets. Some of these encounters are the...

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  • Dwellings and Lead Contamination

    Dwellings and Lead Contamination From the February 2017 issue of Claims Magazine by Christine G. Barlow, CPCU Last year, the water crisis in Flint, Mich., brought the issue of lead poisoning from water pipes to the front of people's attention. It began back in April 2014, when Flint changed its...

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  • Volcano Claims and Coverage

    Volcano Claims and Coverage From the March 2017 issue of Claims Magazine by Hannah Smith Volcanoes are generally not considered when discussing insurance risks. They tend to be in more remote areas, there is no volcano season and unless they erupt spectacularly, not much attention is paid to...

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  • Disaster Compendium Part IV

    Disaster Compendium Part IV In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters. This part contains...

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  • Disaster Compendium Part III

    Disaster Compendium Part III In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters. This part...

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  • Weather Terms You Should Know

    Weather Terms You Should Know As the season for storms rapidly approaches, it seems like a good time to clarify the terms for different warnings. Just what is an advisory, watch, or warning? Which is more severe and requires immediate action and which requires a person to just pay a little more...

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