• Preventing Theft During the Holiday Season

    Preventing Theft During the Holiday Season They're making a list and checking it twice – and we don't mean Santa. Burglars know that the holiday season means its prime time for them to stock up on some goodies of their own. They plan ahead to take advantage of unsuspecting individuals who are...

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  • The Appraisal Process

    The Appraisal Process The appraisal process is one of the more confusing sections of any policy. When and how an appraisal can and should be used is often the source of confusion. The policy language is virtually identical across lines of business with very minor differences. In the homeowners...

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  • Disaster Compendium Part IV

    Disaster Compendium Part IV In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters. This part contains...

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  • Disaster Compendium Part III

    Disaster Compendium Part III In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters. This part...

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  • Weather Terms You Should Know

    Weather Terms You Should Know As the season for storms rapidly approaches, it seems like a good time to clarify the terms for different warnings. Just what is an advisory, watch, or warning? Which is more severe and requires immediate action and which requires a person to just pay a little more...

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  • Disaster Compendium Part II

    Disaster Compendium Part II In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters. This part contains...

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  • What You Need to Know About Disasters

    What You Need to Know About Disasters April is the beginning of tornado, and in some ways, disaster season. Many insureds feel secure in their homes but are not aware of how frequently floods, snow melt, tornadoes and other natural disasters occur or what they should do in order to be prepared....

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  • Disaster Compendium Part I

    Disaster Compendium Part I In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters.   ...

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  • Estranged Husband as a Resident Spouse

    Estranged Husband as a Resident Spouse The plaintiff auto insurer brought an action against the defendant insurer, seeking a contribution from the defendant toward underinsured motorist (UIM) and personal injury protection (PIP) benefits that the plaintiff paid to its insured. This case is IFA...

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  • Riots, Insurance, and Moratoriums

    Riots, Insurance, and Moratoriums Summary : The death of Freddie Gray in the custody of Baltimore police in April 2015 led to riots and destruction in the city. There were protests both peaceful and violent, and damage was estimated to be over $1 million. As is often the case, insurance...

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  • Personal Lines Coverage Gaps

    Personal Lines Coverage Gaps Personal Lines Coverage Gaps Can They Be Filled? Summary: For most personal lines insureds, standard homeowners and auto policies provide sufficient coverage. There are situations, however, that qualify for special attention—coverage gaps that should be filled to...

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